Degrees, Debt, and Dollar Decisions

Budgeting isn’t about going without. Its not about an endless journey of self sacrifice, starvation or, being left out in the cold. Its about being honest with yourself. And sometimes the truth hurts.

It’s great to understand the benefits of investing, but there’s more you need to know. Budgeting is an integral part of saving.

Any financial planning textbook will tell you to save AND invest your money, and to do it as soon as possible.